Consumer must tell the new enrollment representative that they were referred by another client and provide enough information — such as client id number — for identification of the referring person, OR Consumer must input enough identifying information — such as client id number — on . Consumer must be recommended for a debt management plan—DMP. (Not all consumers require a DMP, so some consumers who are referred may be recommended for other programs/solutions that do not qualify for the referral program.) $100 Gift Card for each client meeting referral requirements listed above. Gift cards will be mailed following the first DMP payment of the referred client. LCF not responsible for lost/delayed mail. LCF not responsible for situations where new clients do not or cannot provide required information about who referred them. Client referral program may be terminated without any notice from Lighthouse Credit Foundation. Void where prohibited.