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FREE PROGRAM FOR SENIOR CITIZENS ASSISTS WITH FINANCES

LARGO, Fla.- (October 14, 2003) - Lighthouse Credit Foundation announces the new SAFE Harbor program (Senior Assistance & Financial Education) for senior citizens living in Pinellas County. The SAFE Harbor program will be a free service that focuses on one-on-one credit counseling for senior citizens with an emphasis on medical bills, installment, revolving debt, mortgage debt, and utility payments and will begin on Thursday, October 16, 2003.

"We feel this program will complement our existing programs and allow Lighthouse to branch out to serve this target group for whom this type of service is not currently available. The SAFE Harbor program will provide billing counseling and education to the citizens over fifty-five in our community who are having difficulty understanding or paying their bills", says Mary Melcer, President of Lighthouse Credit Foundation.

The primary focus of SAFE Harbor will be to relieve the stress and frustration that is often associated with the bill paying process. Lighthouse Credit's medical billing specialists will be available to review medical bills and questions.

Additionally, counselors will create organizational systems for seniors which will permanently setup bill paying techniques requiring little hands-on involvement once the systems are in place.

Counseling sessions will include education, explanations and organization of financial obligations and will be free of charge. Sessions will be held at Lighthouse Credit Foundation located at 8550 Ulmerton Road in Largo and will begin Thursday, October 16, 2003. To schedule an appointment call (727) 450-2940 or visit www.lighthousecredit.org.

Lighthouse Credit Foundation is located at 8550 Ulmerton Road, Suite 150, Largo, FL 33771. Lighthouse Credit Foundation is a non-profit agency dedicated to providing financial counseling, education and assistance to individuals who have need or limited resources. For more information, please call 1-866-342-0000.

Lighthouse Credit Foundation is not a loan company